Downpayment Assistance Programs (DAPs)
Many down payment assistance programs are designed for a specific locality and borrowers become eligible for DP assistance only if they meet specific income, credit and property related requirements.
CHDAP (California Housing Downpayment Assitance Program) and CHF Grant (California Housing Finance Grant) are examples of down payment assistance programs available in California. There are additional down payment and grant programs available within many metropolitan cities as well.